Credit and Risk
Business Leadership Program – Credit India
Locations: Hyderabad,Telangana,IN | Kolkata,West Bengal,IN | Delhi,NCR,IN | Bengaluru,Karnataka,IN | Pune,Maharashtra,IN | Hyderabad,TS,IN
Job ID: E2404151
Job Description:
COMPANY OVERVIEW: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail,
telecommunications, home, auto, outdoors, pet and more.
• We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies.
• Synchrony celebrates ~51% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members.
• We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being.
• We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles.
Business Leadership Program Overview:
Synchrony’s Business Leadership Program (Full-Time) is a two-year, three-rotation experience that will help you develop the skills needed to accelerate your career. You’ll gain deep expertise in one of our 10 Tracks, taking on three unique roles to explore different areas of your chosen function. During the two years, you will also engage in a collection of immersive experiences designed to deepen your business knowledge, drive cross-functional exposure, broaden your network, and pay it forward within your community.
The program provides successful graduates with the strong foundation of skills and experiences they need to grow their careers and position themselves for future leadership roles.
Credit-Full-Time BLP Experience: What You would Accomplish
Credit team touches the entire lifecycle of a customer. The team is responsible for ideation, analysis, development, implementation, validation, financial tracking, control reports for Acquisition, Account Management, Transactional Fraud and Collections and Recovery strategy partners. The exposure to all functions involved is driven by strong cross functional collaboration, automation, efficiency, access to numerous alternative data sources, new age technologies and focused strategies. You will have access to functional and leadership trainings as well as unique interactions with senior leadership.
Data is integral to who we are and how we address critical business problems. We’re harnessing the power of data to produce invaluable customer insights, and we’re leveraging data science to develop cutting-edge machine learning models to predict customer behavior.
A Credit BLP will identify and deliver strategic insights and present those to leadership. You will work with large and complex datasets to:
- Present insights in a simple, concise manner to senior management
- Provide analytic support on key business initiatives and develop a strong working knowledge of the data warehouse and applicable analytic data systems
- Ensure credit strategies are performing as expected, while owning ongoing monitoring of key portfolio risk trends for emerging risks or opportunities & communicating trends to portfolio leadership
- Co-lead or support cross functional project teams to address strategy and performance impacts
- Collaborate in process efficiency projects like Automation, Process Simplifications
What do we look for in all potential BLPs?
- Ability to effectively work independently and within collaborative teams
- Proven leadership both inside and beyond the classroom
- Strong project management and communication skills
- Demonstrated flexibility, adaptability, and passion for learning
- Passion for excellence with high integrity and a commitment to quality
- Relevant internship or co-op or equivalent work experience
Desired Characteristics for the Credit Track
- Experience using Microsoft Excel and PowerPoint
- Experience and comfort level working with data of varying sizes and from multiple sources
- Ability to synthesize diverse information to develop and recommend strategies
- Good presentation, speaking, organizational and problem-solving skills, and the capability to meet deadlines
- Ability to perform ad-hoc analysis, bringing independent thought leadership and value-added insights and judgment
- Prior data mining experience is helpful
Basic Qualifications & Requirements
- Bachelor’s degree in a quantitative discipline like Statistics, Mathematics, Engineering, etc.
- Academic record – 7 CGPA
Additional Eligibility Requirements
- You must be 18 years or older
Our Commitment
When you join us, you’ll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard—but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we’re building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+, with more than 60% of our workforce engaged, you’ll find community to connect with and find opportunity to go beyond your passions.
This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Work Timings: 4:30 AM to 1:30 PM EST
(WORK TIMINGS: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will
require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs.
Job Family Group:
Credit