VP, Credit Regulatory Response & Reporting

Job ID: 2502949

Job Description:

Role Summary/Purpose:

The VP, Credit Regulatory Response & Reporting is a newly created role that resides in Credit Analytics and Reporting function within Credit Life Cycle team.  This critical role will leverage a deep understanding of credit data and strategy metrics and be tasked with leading the analytical development journey with cross-functional teams within and outside Credit in response to regulatory feedback from exams/reviews or change requests to regulatory reports.  To ensure compliance to regulatory requirements, this role will assume responsibilities of Credit Regulatory Reporting process owner accountable for satisfying process governance requirements of mitigating risk with effective controls. 

A successful candidate has a combination of reporting development, deep dive analytics, and team engagement experience. The ideal candidate must have a desire to learn and be curious, an ability to influence across teams, a tactical problem solver, and an effective communicator.  Finally, familiarity with reporting visualization tools such as SAS Viya or Tableau is critical.

Our Way of Working

We’re proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential Responsibilities:

• Manage and lead the establishment of regulatory response analytics insight through report development from gathering requirements, developing framework, establishing reporting process and ongoing deliverables for internal monitoring, regulatory reports, and external requests. 

• Build partnership within Credit strategy and data management teams as well as cross-functionally with Regulatory Reporting, Capital Management, Controllership and Supervisory Affairs to ensure accuracy and timely deliverables.

• Be the subject matter expert in Credit performance metrics leading deep dive analytics providing insight into how credit strategy impacts business performance holistically for both credit and financial metrics while able to articulate findings to senior leaders in clear succinct message either through presentation, reporting package or visualization tool.

• Support Category IV Bank status requirements managing CCAR related schedule and activities by partnering with Credit Data management and Capital Management to support enhancements, new build, code changes and validation coordinating with data system and data stewards.

• Effectively and creatively manage allocated resources such as analysts and technology while navigating data infrastructure to deliver results satisfying regulatory and/or supervisory guidance, along with appropriate documentation for review and validation meeting the process governance standards.

• Develop analytics team members through regular coaching and insightful and actionable feedback.

• Perform other duties and/or special projects as assigned

Qualifications/Requirements:

• Master’s degree and 5+ years of experience in analytics with experience in consumer finance or bachelor’s degree with 8+ years of experience in consumer finance analytics

• 5+ years of experience in Credit, Collections, Risk, Finance, or other Data Analytics role leading team or projects

• 5+ years of expert-level experience with SAS, SQL, or Python programming language experience with ability to analyze large datasets to derive credit insights

• 2+ years of experience with Tableau, SAS Viya or similar data visualization tool

• Ability to independently plan, research and analyze relevant requirements satisfying regulatory guidance, industry practices providing strong analytical supports from credit perspective

Desired Characteristics:

• Leadership experience with ability to manage multiple competing initiatives through prioritizing, delegating, and problem solving while delivering results within deadlines with a focus on accuracy and attention to detail.

• Cross-functional management and positive teamwork skills with ability to communicate, collaborate and influence relationships and support across multiple teams.

• Experience managing regulatory requests, reviews, exams with strong communication and ability to interact and present to senior leadership.

• Familiarity with Category IV bank requirements especially in banking regulations, capital adequacy, and financial reporting.

• Process management experience with a good understanding of process risk and control framework.

• Experience with account level databases  such as these internal database (i.e., RDG, CDCI, ALP 2.0 and CLBP2) or data lake technologies and programming languages (Hadoop, Python, Hive, etc.)

• Intermediate / Advanced Excel skills with demonstrable familiarity with pivot-tables, worksheet formulas, macros, array formulas, and other techniques

• Hyperion Experience

• Master's Degree desired with quantitative underpinning, MBA, CFA, CAS or SOA exams, or other relevant certifications or designations

Grade/Level: 13

The salary range for this position is 155,000.00 – 260,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements:

• You must be 18 years or older

• You must have a high school diploma or equivalent

• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

• New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles.  Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles.  Employees, level 8 or greater, must have at least 18 months’ time in position before they can post.  All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required.  We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. 

Our Commitment:

When you join us, you’ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard – but valued. Together, we’re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

 

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We’re proud to have an award-winning culture for all. 

Reasonable Accommodation Notice:

• Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

• If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627.   Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time

Job Family Group:

Credit